NO CREDIT? SET UP NEW TRADELINES HERE!

Get a second chance with these highly recommended credit cards!  If you have been turned down for credit recently because of your credit score, these cards are here to help you with the second chance you've been waiting for.  The credit opportunity could be yours - apply today!  Have questions?  Need advice?  Send us an e-mail: info@smartsolutionsfs.com.   Or you can chat with us live!



You need new active tradelines to increase your credit scores, but only if you PAY THEM ON TIME!  Even if you have BAD credit, you can still get a credit card!  This is a huge step on starting over.  Get 2 or 3 cards TODAY!  65% of your credit score comes from having active credit!  The credit card companies below will issue you either an unsecured or secured credit card.  They may or may not require a security deposit - Even if they do...IT'S STILL WORTH IT!  You need to start somewhere!  This is the best place to start!  These are the best cards available.

IBERIABANK Visa Classic

Apply for the IBERIABANK Visa Classic today!

  • No annual membership fee
  • Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months
  • Online access to credit card account information
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A prime+4%-prime+10% $0.00 Yes Excellent

Applied Bank® Secured Visa® Credit Card

Apply for the Applied Bank® Secured Visa® Credit Card Today!

  • 12.99% Low Fixed APR - Rate Won't Change Even If You're Late!
  • Choose Your Credit Limit - From $200 up to $500
  • Monthly Credit Bureau Reporting
  • Genuine Visa Credit Card - Not a Pre Paid or Debit Card
  • Accepted Worldwide at Millions of Locations
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A N/A N/A N/A

Second Chance Bank Account

Offer consumers a Second Chance Bank Account.  If they are havings trouble with Chexsystems or Telecheck, this program can help!

  • No Chexsystems verification
  • No Credit Check
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A N/A N/A None

Escape by Discover® Card

• 25,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first 25 months
• Unlimited Double Miles on all purchases
• An additional 2 Miles for every $1 you spend through our exclusive online shopping site, ShopDiscover
• Flexible redemption options for travel, gift cards, or cash
• Enhanced travel benefits
• 0% intro APR on Balance Transfers and Purchases for 6 months, then the Regular APR

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 6 months (on purchases and balance transfers) 10.99% - 16.99% 60.00 Y Good

Orchard Bank® Visa® Cards

Orchard Bank® Visa Cards - It is our goal to offer you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card, and with different terms and conditions which will be disclosed before your application is processed.

  • Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score!
  • Acceptance at millions of locations including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • On-call customer service representatives to assist you with questions or concerns
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 7.90% - 28.90% $0-$74 the first year; $35-$79 per year thereafter Yes Poor

IBERIABANK Visa Select

Apply for the IBERIABANK Visa Select Card

  • Introductory Rate of 0.00% for 12 months from date opened, on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory per
  • Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months
  • Low Ongoing Variable Rate APR after introductory period of 7.50% (Prime + 4.25%). This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no les
  • Online access to credit card account information
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
7.50% 12 months from date opened on Purchases 7.5% 45.00 Y Excellent

Card Hub® for Poor Credit

Looking for a credit card?  No matter what your credit is, Card Hub® has a credit card offer for you.  Featuring only major credit card brands from the top companies offering online approvals, you can compare and find the credit card that is best for you!

  • All credit types welcome
  • Both secured & unsecured credit cards
  • Quickly find the credit card that's right for you.
  • Try the Card Hub® Unique Comparison Tool
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A N/A N/A None
 

Bryant State Bank MasterCard

Looking for a credit card with a great interest rate?  Want to save hundreds in interest and consolidate your large credit card bills into one low interest payment?  Apply for the Bryant State Bank MasterCard Credit card today!

  • Low Interest Rate of 11.25%*
  • Introductory Balance Transfer Rate
  • No Balance Transfer Fee
  • $0 Fraud Liability
  • 24/7 Online Account Access
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A N/A N/A N/A

 

E-mail: info@smartsolutionsfs.com